Keep important documents organized with this simple binder system

simple binder systemI’m not a fan of file cabinets. They’re bulky, expensive and inconvenient. I like everything within reach so I use three-ring binders filled with sheet protectors and keep them in my kitchen cupboard.

One of my favorites is my important documents binder. I’ve got dividers for Vital Records, Insurance, Mortgage, Cars, Credit Reports, etc. The sheet protectors keep all of these critical documents safe. Each member of the family has a sheet protector in the vital records area. I keep their birth certificates, passports, SS cards, and shot records in it.

simple binder systemThe thing I love about this system is its convenience. Whenever I have to make a trip to the DMV, register the kids for school, visit a new doctor, whatever…I just grab the binder. Whatever paperwork they need, I always know I’ll have it handy.

It’s also great for emergencies. If there was a fire or any other type of crisis, I know that all our critical info is within reach. It’s been a great system for me. Just thought I’d pass it on.


3 Comments

  1. Mindy

    Excellent idea. Keep them coming. I love to see how you do things.
    Mindy

  2. I love the idea. I have had a similar system, but not quite as organized, so I think I will follow your idea. However, I have been bothered by one concern about keeping my vital documents in one place: on the odd chance your home is broken into or someone you have invited into your home unfortunately acts dishonestly, wouldn’t that make those vital documents so easy to steal? The thief could destroy you and your children’s credit, identities, etc. I would appreciate any thoughts/ideas about this.

    • Thanks for the question, Laurie. I agree, there are definite risks to keeping all our information in one place. To make matters worse, the most dangerous identity predators aren’t anywhere near my kitchen cupboards – they’re online. To protect my family, I use an identity guard company to protect all our information. My husband set it up a few years ago. There is a small monthly fee, but the peace of mind it offers is well worth the payment. If you haven’t looked into that option yet, I definitely recommend it. I hope that helps. Thanks, Laurie.

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  1. Reader’s Choice: Top 20 MeckMom Ideas | MeckMom.com - [...] The Important Documents Binder [...]
  2. Save Yourself from Backpack Clutter with Family Inboxes | MeckMom.com - [...] one cupboard to keeping the family organized. On the right side are my many binders (mentioned in a previous ...

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